Failing to plan is planning to fail.
Catchy, huh? I made that one up myself. Sort of. Well, I helped. Okay, maybe not. Nevermind.
Seriously, it may be a little trite but it is unquestionably true. If you are going to succeed at anything you have to have a plan. A big part of planning is getting the facts. You need to have a clear idea of where you are and where you want to go. Without those two things, you are just going to wander in circles.
That is especially true where money is concerned. Want to know a really easy way to never have any money? Spend without planning. Buy things just because you want them without ever paying attention to what you are spending. If you do this I can pretty much guarantee that you will never have anything extra. Worse, you will not even have enough to get by.
If, on the other hand, you will just take a little bit of time to pay attention to your spending habits, then you will find that your money will go much, much farther. No, this is not a get rich quick scheme, it isn't flashy. It is the sort of money management advice your grandfather might have given you.